Accidents happen, things go wrong – but it doesn’t have to cost you

Through the specialist business insurance team at James Hallam, Smarter Business can empower your business with personalised risk advice and tailored business insurance policies to protect your business. With far-reaching business insurance specialist knowledge and experience, their team of business insurance brokers are ready to help your business protect itself and save. Get your no-obligation business insurance quote from the business insurance specialists.

Partner with the business insurance specialists for a comprehensive commercial insurance strategy

  • Understanding the types of business insurance you need and why
  • Advice suited to your business requirements
  • Full-market access and expert analysis
  • Single point of contact and in-depth understanding of your business needs
  • Innovative solutions for optimal insurance programmes
  • Competitive business insurance quotes

Our business insurance brokers will build your business insurance portfolio:

Business property insurance

Covering damage to your business premises and its contents.

Public and products liability insurance

Protect yourself where you are liable for injury and loss to the public and their property. Cover includes compensation and legal fees.

Employers liability insurance

Get the assurance that your employees – and you – are covered for accidents in the workplace, with cover for compensation and legal fees.

Business interruption insurance

Operational downtime costs your business money. Get cover for loss of income or additional expenses following a loss.

Director and officers liability insurance

With a strict duty of care lying with business leaders and decision-makers, protect your business assets from both founded and unfounded claims for wrongful acts and decisions.

Professional indemnity insurance

Often a contractual requirement, insure yourself against claims of third parties for negligence and associated legal costs.

Contractors All Risk insurance

Get an umbrella of cover protecting you for different items under contract works; plant, tools, and equipment; hired plant, tools, and equipment; temporary buildings; and the costs incurred as a result of architect’s drawings having to be redrawn.

Terrorism insurance

A standard exclusion, this peril can be added to extend Property Insurance and Business Interruption, even on All Risk policies.

Cyber and crime insurance

A very real threat to businesses of all sizes, cover yourself for hefty data breach costs and loss of income associated with hacking and cyber incidents.

Cyber insurance

Cover yourself for financial loss resulting from fraud, dishonesty, and malicious acts suffered by your business.

Core areas of business

We provide business insurance cover to the following sectors, as well as bespoke additional cover as required:

  • Retail
  • Hotels, restaurants, and pubs
  • Offices
  • Construction
  • Contractors and tradesmen
  • Property owners
  • Manufacturing
  • Wholesale and distribution
  • Travel and tour operators
  • Particular trade sectors requiring bespoke additional cover

Speak to a business insurance specialist to design an insurance strategy to safeguard your business. Get your free business insurance quotes today.

Smarter Business is an introducer-appointed representative of James Hallam Insurance Brokers which is a Trading name of James Hallam Ltd . James Hallam Limited is authorised and regulated by the Financial Conduct Authority FRN 134435.

Call the team on:

01444 220060

Or fill out the quick-quote form, we'll call you back, sit back and save!

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