Why get a short-term business loan? View the answer » Q
Short-term business loans can be an appropriate solution for businesses in need of a quick cash injection, whether for refurbishments, new stock, cash flow or investment in new plans for growth. All businesses want to invest, grow and evolve, and accessing short-term business loans or another type of business finance can make this happen.
How do I apply for a short-term business loan? View the answer » Q
Email us at firstname.lastname@example.org or call 01444 220060 and we will get straight back to you.
Would a short-term business loan suit my organisation? View the answer » Q
A short-term business loan is suited to companies who need a quick cash injection, with flexible terms, for any business use.
How are short-term business loans priced and paid? View the answer » Q
Although most loans are priced using an annual percentage rate (APR) calculated over a fixed loan term, some short-term loans have no APR since repayments are based on a risk-adjusted flat rate. There are also no penalties for paying the loan ahead of time.
What is a short-term business loan? View the answer » Q
Short-term business finance is a credit facility designed to be repaid in one to two years. Due to the shorter loan terms, this type of financing is often more flexible and easier to attain, since the complications of conventional loans are stripped away.
Who can benefit from water deregulation? View the answer » Q
As of April 1st 2017, the water market was opened to all businesses, allowing them to choose their own water supplier.
How is my energy bill broken down? View the answer » Q
Your energy bills will differ between suppliers but ultimately they’re all similar and contain the same information. If you are struggling to understand your energy bill, download our Understand Your Energy Bill document where we have shown a sample bill and described all the key elements.
How far in advance of my energy contract renewal can I get prices? View the answer » Q
You can be placed into a new contract 120 days before then end of your current one. Bearing in mind that it can take 28 days to process and as such it is not advisable to leave it until the last minute.
What is a ‘verbal energy contract’? View the answer » Q
Verbal energy contracts are not memorialised in writing. Instead, they are recorded on our system and they can be made freely available at your request.