Business Insurance

Smarter Business offers business insurance solutions for you and your employees.

Protect your business with comprehensive insurance

  • Tailored to your business needs
  • Peer-checked recommendations
  • Full service & support at all times

Get a quote

A smarter insurance solution

Smarter Business offers you a bespoke business insurance solution, designed with your specific needs in mind. We offer you honest advice and are committed to providing top-quality service.

Protect your employees

Your business relies on your employees in order to run smoothly. Let your employees rely on you for protection so that they know how valuable they are to you.

Key Benefits

Keeps your business running
Keeps your business running
Protects your employees
Protects your employees
Guards human assets
Guards human assets
Legal compliance
Legal compliance

Protect what matters most with Business Insurance from Smarter Business.

Our Core Business Insurance Offers:

Business Electricity

Group Life Insurance

Group Life Insurance will protect an employee’s family or next of kin by providing them with a lump sum should anything happen to them.

Business Gas

Group Income Protection

Group Income Protection, also known as staff sick pay insurance, is designed to help an employee should they be unable to work due to an illness or an injury. The policy would pay a monthly amount to the employee.

Utility Management Plan

Group Private Medical

Protect against long absences in your business with an insurance plan that provides private medical insurance to staff who have curable conditions that respond well to treatment.

Buiness Energy Consultants

Group Critical Illness

Group Critical Illness gives your employees a tax-free lump sum should they be diagnosed with a critical illness.

Carbon Management Energy Audtis and Compliance

Key Person Insurance

Some members of staff are crucial to the running of your business. Key Person Insurance will provide your business with a cash injection to survive if a key employee is unable to work due to injury or illness.


We will always listen to your needs, learning what they are and providing you with the solutions to match.


We’re honest with you from the start, choosing the policy that we sincerely believe will best assist you.


We are by your side for every step of the journey, with experts ready to offer assistance at all times.


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